I keep seeing bad advice about stay safe when using dating apps for older singles, so here is the version that held up.
I would put whether it's worth paying for above almost everything else when it comes to stay safe. Once I stopped worrying about staying sensible about it, stay safe got a lot simpler. What decided it for me with stay safe was keeping things private.
The learning curve is what separates a good week from a wasted one with stay safe. Take that as one data point on stay safe when using dating apps for older singles, not gospel.
For what it is worth, Datewander works differently handled stay safe better than most.