I've been through this rabbit hole so let me give you a thorough answer.
Subscription billing on most dating platforms is intentionally confusing. Reading the cancellation terms before subscribing is the only reliable protection.
Things that have actually helped me:
- Read cancellation terms before subscribing to anything
- Screenshot billing confirmation screens in case you need to dispute later
- Virtual or prepaid cards reduce risk for auto-renewing subscriptions
- Check your account settings page for an active subscriptions list
Currently using Flamedate as my go-to and it's been reliable. No major surprises and the settings do what they say.
Hope that gives you something concrete to work with.